Archive for the ‘ Finances ’ Category

The Book – The Journey

Gail Smith just published a Children’s Book – The Journey. This book has been years in the making, when Gail joined the Cangrands – the group no one wanted to join – then this book became a priority.

You can purchase this book on-line here Gail Smith’s Book – The Journey
This is a story of a little girl named Sue. Captured is a time when your only toy was your imagination and the outside world your playground. As you read you are pulled into Sue’s world where Ants can talk and anything is possible. A riveting tale of a friendship and a little girl’s determination.

50% of all profits will go to Cangrands. There are several things that we are hoping to accomplish with this money.

Our Goal –

    * To help with little day to day things that most people take for granted. School trips, school pictures, birthday parties, Christmas baskets.
    * To ensure that glasses,prescriptions and dental costs can be met. To ensure that all special needs can be met.
    * To give on going help to those that need it. Whether it be monthly or a one time gift.
    * To ensure that each and every Cangrand can afford Legal Advise to ensure the well being and safety of their Grandchild.

The list and need is great and I could go on, but I am sure you understand that this money will used for the Grandparents/Kin and the Grandchildren/Kin.

The need is real and this is especially true now when the Liberal Government in all their wisdom has deem that the Ontario Works Temporary Assistance is unnecessary.

June is Seniors Month

June 8, 2007 10:58 AM

Bill 210 includes changes to kinship care, including increasing the amount grandparents, and other extended family caregivers, receive.

When the Canadian Association for Retired Persons (CARP), a national organization based in downtown Toronto, was informed the provincial government was going to financially compensate grandparents, they endorsed the new bill.

They, like those dozens of grandparents, were at the press conference to hear the details of the changes.

“The devil,” said Judy Cutler, director of government relations with CARP, “is in the details.”

And those details were disappointing, according to CARP and some grandparents.

The grandparents at the press conference, many of whom are raising grandchildren on their public pensions and the $210 a month the government provides, learned that only children in the care of the Children’s Aid Society and deemed in need of protection may receive the same amount of money as those who foster children.

“It’s outrageous,” Cutler said. “It was a slap in the face.”

It takes about $164,000 to raise a child up to the age 18. People who provide foster care receive about $900 a month, said Scarborough East MPP Mary Anne Chambers, the Minister of Children and Youth Services.

“It’s not only (seniors) who suffer, kids are, too,” Cutler said.

Grandparents, and the some organizations that support them, don’t think that’s right.

“Most of these kids are damaged kids,” said Annex resident Joan Louise Brooks, who raised two of her grandchildren and is the president of GRAND (Grandparents Requesting Access and Dignity), which has chapters across the country.

“These politicians look at the money. Look at how much money we are saving the taxpayer (by raising grandchildren rather than putting them in foster care). Some grandparents need a little bit of help. For God’s sake, help them.”

But Chambers said the bottom line is that everything has a cost and the taxpayer can only fund so much.

She said the amendment is good news and it allows the government to “help where the need is great. We have enhanced support to grandparents and extended family members who look after children deemed to be in need of protection.”

But Brooks and other grandparents argued that they too require help, particularly as the children get older and need to be involved in sports and other activities to keep them out of trouble.

Lynn Cunningham’s goal is to keep her step-grandson out of the jail.

Cunningham is raising her ex-husband’s grandson, Andrew, 16, who has fetal alcohol syndrome (FAS), on her own.

The Toronto Island resident said Andrew has the mental capacity of a eight-year-old. It means that while he goes to school with his peers, his judgment and decision-making ability is years younger and it is unlikely he will ever have the necessary life skills to live on his own.

“He’s not going to be moving out and going to the UofT (University of Toronto) at 18. Chances of post-secondary education is non-existent.”

For Cunningham, her desire is to keep Andrew out of trouble and give him a quality of life he deserves for the rest of his life. And at 57, Cunningham knows she has to plan for years of care for Andrew after she has died.

“A concern for me … is having enough money in my estate to ensure that he is able to live a good life. The cost of raising him has had a significant impact on my ability to save.”

Cunningham recently returned to her job after being on long-term disability after suffering a breakdown.

She was in debt from rescuing Andrew at 18 months from the Children’s Aid Society when he was taken away from his alcoholic mother, who died of alcohol complications in 2002.

She also had the cost of selling her house in order to by a bigger one to accommodate Andrew, plus all the costs of getting a special needs child help.

Esme Fuller-Thomson, a Bloor West Village resident and assistant professor in the faculty of social work at the University of Toronto in the Annex, did a study looking at the number of grandparents raising grandchildren.

Fuller-Thomson said poverty is indeed the main issue grandparents raising grandchildren face.

While Canada has less extreme poverty than the U.S., financial instability is an issue wherever grandparents live.

There are “few options,” Fuller-Thomson said. “It’s terribly worrisome.”

According to Fuller-Thomson’s study, about 30 per cent of so-called ‘skipped’ generation households, where grandparents are raising their grandchildren without a parent in the home, survive on less than $15,000 a year. The median grandparent-led household income was $23,297, with the average at about $31,000.

She gave the example of a grandparent in her early 50s, leaving her job because she can’t find day care for her grandchild. The grandmother raises the grandchild for the next few years and then tries to get back into the workplace.

“The next 20 years look really bleak.”